“LOAN TAKEN FOR PURCHASE OF PLOT – WHETHER ELIGIBLE FOR HOUSING LOAN DEDUCTIONS?”


TAX TALK-21.01.2013-THE HITAVADA

TAX TALK  
BY CA. NARESH JAKHOTIA
Chartered Accountant

“LOAN TAKEN FOR PURCHASE OF PLOT – WHETHER ELIGIBLE FOR HOUSING LOAN DEDUCTIONS?”
Query 1]
1.      I have a query. I took a loan from SBI (May, 2012) for Rs. 20,00,000/- for purchasing a residential plot under Govt. scheme. The bank gave me a loan under the realty category. My monthly installment is Rs 24, 465/ but I'm not getting any rebate in income tax. My query is, how I can get the income tax rebate on the interest amount I'm paying to the bank every year.
For that,
A.                 Do I need to build one room, kitchen and toilet and then start claiming the income tax exemption? Or
B.                Should I go for additional loan from the bank to construct a house?
My query is, if I go for "A", will I get the income tax exemption? Or if I go for option "B", will I get exemption on the new loan only or whether it will be addition of two loans interest? Kindly suggest me.
2.      My second query is, as my plot is mortgaged with the bank, do I need to inform them before starting the construction and if yes, what is the procedure for that?
Opinion:
1.      Deduction towards the Interest on Housing loan u/s 24(b) & towards repayment of the principal portion of housing loan u/s 80C is available in respect of loan taken for purchase or construction of the house property.
2.      The loan taken merely for purchase of plot would not be eligible for deduction, neither u/s 24(b) nor u/s 80C. However, where the assessee constructs the house property on the plot purchased by availing loan, then the tax payer can claim deduction;
a] U/s 24(b) towards interest payment:.
For deduction up to Rs. 1.50 Lacs towards interest payment, the house construction need to be completed within a period of 3 years from the date of first disbursement of bank loan. If the construction is not completed within a period of 3 years, deduction would be restricted to a maximum of Rs. 30,000/-.
b] U/s 80C towards the principal repayment:
The deduction is available subject to the condition that the loan is availed from the Banks or Housing Finance Company or LIC or  NHB or other specified lender only.
3.      It may further be noted that Interest in respect of pre-construction is deductible in five equal annual installments commencing from the financial year in which the construction of house is completed. The “pre-construction period” means the period commencing on the date of borrowing & ending on the March 31st immediately prior to the date of completion of construction /acquisition. If the house is completed in any particular year then one should note that the pre-construction interest doesn’t include the interest for the period from 1st April of that year to the date of completion in that year.
4.      With above basic background of the provision under the Income Tax Act-1961, point wise opinion to your queries are as under:
A. No deduction towards interest is available on the loan taken for purchase of plot (which is not let out). The principal repayment in such case is also not eligible for deduction u/s 80C.
B. If the house property is constructed within a period of 3 years from the date of first disbursement then entire amount of interest, subject to a maximum of Rs. 1.50 Lacs, can be claimed as deduction. If the construction is completed after a period of 3 Years, deduction amount u/s 24(b) cannot exceed Rs. 30,000/ though deduction towards Principal repayment u/s 80C, subject to overall maximum cap of Rs. 1 Lacs, is available fully. In case of plot purchase, the Construction of a residential house property is a condition precedent for claiming deduction u/s 24(b) & u/s 80C. In your specific case, the deduction would be eligible even if you construct the house out of your own resources.
C. Additional loan may be availed for the construction of the house property though it is not mandatory to avail the additional loan for claiming the deductions. If you avail the additional loan for construction of a house property, then the deduction would be available on both the loans taken together.
D. In normal course, the construction could be commenced without informing to the bank as the mortgaged title is not affected by carrying out the construction in the said plot.


Query 2]
I want to know, my brother residing in Nagpur, is getting House Rent Allowance Rs. 9,280/- and he is paying Rs. 6,000/- as House rent. His total Basic is Rs 46, 400/- pm plus 72% DA.
Can he claim Income tax rebate for the amount he is paying as house rent? [Rajesh-rajesh4971@yahoo.com]
Opinion:
Salaried Assessees who are in receipt of House Rent Allowance (HRA) from an employer can claim an exemption u/s 10(13A) of the Income Tax Act-1961 read with Rule 2A of the Income Tax Rules, 1962.
The least of following can be claimed as deduction u/s 10(13A):-
a.       An amount equal to 50% of salary, where the residential house is situated at Bombay, Calcutta, Delhi or Madras and an amount equal to 40% of salary where residential house is situated at any other place;
b.      House rent allowance received by the employee in respect of the period during which the rental accommodation is occupied by the employee during the previous year; or
c.      The excess of rent paid over 10% of salary.
Following points need to be taken in to consideration while calculating the amount of HRA admissible as exemption u/s 10(13A):
“Salary” for the purpose of computation of exemptions u/s 10(13A) means Basic Salary and includes Dearness Allowance if terms of employment so provide. It also includes commission based on a fixed percentage of turnover achieved by an employee as per the terms of contract of employment AND EXCLUDES ALL OTHER ALLOWANCE & PERQUISITE. Exemption is not available where an employee lives in his own house, or in a house for which he doesn’t pay any rent.



Comments

  1. I really appreciate post you for all the valuable information of real estate property that you are providing us through your blog.
    Varanasi Residential Plots

    ReplyDelete
  2. You blog writing skill is very good. Thank you Mr. Naresh for providing so useful information about buying plot after taking loan. Keep sharing.

    Regards,
    Apoorva
    Home Loan in Lucknow

    ReplyDelete
    Replies
    1. Hello Everybody,
      My name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com

      LOAN APPLICATION INFORMATION FORM
      First name......
      Middle name.....
      2) Gender:.........
      3) Loan Amount Needed:.........
      4) Loan Duration:.........
      5) Country:.........
      6) Home Address:.........
      7) Mobile Number:.........
      8) Email address..........
      9) Monthly Income:.....................
      10) Occupation:...........................
      11)Which site did you here about us.....................
      Thanks and Best Regards.
      Derek Email osmanloanserves@gmail.com

      Delete

  3. We help our clients to rent out their property as well as to get good secured flats on rent. Our dedicated network deal with all kind of properties and work hard to help you find what exactly what you are looking for.Our wide range of properties will offer you a selection of the finest property for rent. We provide premium quality marketing to show off each property at its best and use our network to make sure it gets the attention it deserves.
    Property Agents in Hinjewadi | Real Estate Agents in Hinjewadi Pune | Property Agents in Hinjewadi

    Developed by best seo company in bangalore | Web Design Company Bangalore

    ReplyDelete
  4. Preston Homes for Sale We specialize in helping people buy and sell real estate in Raleigh, Cary, Durham, Chapel Hill, Morrisville, Holly Springs, and Fuquay Varina. Put my real estate experience to work for you, making your next home sale/purchase a pleasurable one. Our Triangle Realty Aconites office is located in Cary and we serve the greater triangle region (wake, durham, orange, and chatham counties).

    ReplyDelete
  5. An investor's fear is put to rest with greater possibilities of fast growth in the Varanasi property rental sector in the next few years.

    _________________
    Property in Varanasi | Residential Property

    ReplyDelete
  6. Hi,As per SBI Realty loan do I need to complete the construction with in two year or commencement of construction should be in two year.I taken realty loan from SBI on Aug 2013 and now I started the construction .But completion will take another 6 or 7 months.In this case it is allowed to run with existing interest rate for realty loan or they will increase the rate.

    ReplyDelete
  7. Informative blog.....
    Maybe you also can refer some useful information on Residential Plots In Jaipur

    ReplyDelete
  8. This is so special blog for me; I’ve bookmarked this whenever it will my heart good to learn more new things I can come back…paydayloans

    ReplyDelete
  9. Getting a loan is really important for such things. People should also know about mortgage loans. Your blog seems really nice regarding loan. Keep sharing with us. To know more about loan related activities and to understand the procedure as well you can visit Loan-against-property-in-India .

    ReplyDelete
  10. We are glad to present it’s acmebuildcon.com, where you can find PResidential plots for sale in Dadri, Gautam budh nagar made from Acme Buildcon.

    Plots for Sale in Gautam budh nagar.

    Thanks

    ReplyDelete
  11. Sir

    1. I have taken a plot loan of Rs. 1033406/- from DHFL,for construction of Home.
    2. After two month ,I taken a composite loan of Rs. 656213 /- from DHFL, for construction.
    3. Now I have constructed my home and start living there.
    4.AT the time of applying Plot and composite loan i was said that after completion of house Income Tax deduction may be claimed on both the loan but DHFL, Kanpur is not issuing Provisional Income Tax certificate for claiming Income tax on plot loan but issued repayment schedule.
    4. My office is demanding provisional IT certificate from DHFL for claiming deduction on PLOT Loan and deduct Income tax from my salary.
    Now i want to know how can I take income tax rebate on principle and interest on Plot Loan.

    ReplyDelete
  12. I purchase a plot on loan & mortgage loan basis. Can i get income tax rebate on paying interest on premium pay to bank?

    ReplyDelete
  13. Hey Thanks for sharing this informative blog it seems very helpful. i was looking for same kind of content about Housing Loans

    ReplyDelete
  14. Yes, you are absolutely correct...And it is very informative and very clear and easy to understand..
    card swiping

    ReplyDelete
  15. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: urgentloan22@gmail.com

    ReplyDelete
  16. Hey Thanks for sharing this informative blog, it seems very helpful. i was looking for same kind of content about Emi Calculator Home Loan

    ReplyDelete
  17. We Provide 100% Home Loan For Construction Of House Call @ 9964563600
    Low Interest Rate And Instant Approval Bank Get More Info
    http://www.bkhataloans.com Specialist At Home Loan, Construction
    Loan, Takeover Loan, Purchase Loan, Loan Against Property, Cibil Home
    Loan, Mortgage Loans, Top-Up Loan, BDA, A Khata Loan, B Khata Loan,
    Panchayath Khata Loan etc

    ReplyDelete
  18. We Provide 100% Home Loan For Construction Of House Call @ 9964563600
    Low Interest Rate And Instant Approval Bank Get More Info
    http://www.bkhataloans.com Specialist At Home Loan, Construction
    Loan, Takeover Loan, Purchase Loan, Loan Against Property, Cibil Home
    Loan, Mortgage Loans, Top-Up Loan, BDA, A Khata Loan, B Khata Loan,
    Panchayath Khata Loan etc

    ReplyDelete

  19. 100% Home Loan For Land Purchase And Construction Call @ 9964563600
    Low Interest Rate And Instant Approval Bank Get More Info
    http://www.bkhataloans.com/ Specialist At Home Loan, Construction
    Loan, Takeover Loan, Purchase Loan, Loan Against Property, Cibil Home
    Loan, Mortgage Loan, Top-Up Loan, BDA, A Khata Loan, B Khata Loan,
    Panchayath Khata Loan etc..

    ReplyDelete
  20. Thank you for sharing such great information.It is informative, can you help me in finding out more detail on Home Loan
    ,i am interested and would like to know more about this field and wanted to understand the details about Housing Loans

    ReplyDelete


  21. 100% Home Loan For House Construction Call @ 9964563600 Low Interest
    Rate And Instant Approval Bank Get More Info
    http://www.bkhataloans.com We Specialist At Home Loan, Construction
    Loan, Takeover Loan, Purchase Loan, Loan Against Property, Cibil Loan,
    Mortgage Loan, Top-Up Loan, BDA, A Khata Loan, B Khata Loan,
    Panchayath Khata Loan etc..

    ReplyDelete

  22. 100% Fast Loan Providers In Bangalore Call @ 9964563600 / 9008133998
    Low Interest Rate And Quick Approval Bank we
    Specialist All Khata Properties Loan For A Khata Loan, B Khata Loan, E
    Khata Loan, Panchayath Khata Loan, Gramathana Property Loan, BMRDA
    Site Loan, DTCP Approval Loan And Home Loan, Construction Loan,
    Take-Over Loan, Site Purchase Loan, Loan Against Property, Cibil Loan,
    Mortgage Loan, Top-Up Loan, BDA etc..

    ReplyDelete

  23. 100% Fast Loan Providers In Bangalore Call @ 9964563600 / 9008133998
    Low Interest Rate And Quick Approval Bank we
    Specialist All Khata Properties Loan For A Khata Loan, B Khata Loan, E
    Khata Loan, Panchayath Khata Loan, Gramathana Property Loan, BMRDA
    Site Loan, DTCP Approval Loan And Home Loan, Construction Loan,
    Take-Over Loan, Site Purchase Loan, Loan Against Property, Cibil Loan,
    Mortgage Loan, Top-Up Loan, BDA etc..

    ReplyDelete
  24. Mortgage Loan In Bangalore Apply @ 9964563600 / 9008133998 With Low Interest Rate And
    Quick Approval Visit www.bkhataloans.com We Profession All Types Of
    Khata Properties Loan For A Khata Loan, B Khata Loan, E Khata Loan,
    Panchayath Khata Loan, Gramathana Property Loan, BMRDA Site Loan, DTCP
    Approval And Home Loan, Construction Loan, Take-Over Loan, Mortgage
    Loan, Site Purchase Loan, Loan Against Property, Top-Up Loan, BDA,
    Home Loan For Bad Cibil Score etc..

    ReplyDelete
  25. Quick Approval Visit www.bkhataloans.com We Profession All Types Of
    Khata Properties Loan For A Khata Loan, B Khata Loan, E Khata Loan,
    Panchayath Khata Loan, Gramathana Property Loan, BMRDA Site Loan, DTCP
    Approval And Home Loan, Construction Loan, Take-Over Loan, Mortgage
    Loan, Site Purchase Loan, Loan Against Property, Top-Up Loan, BDA,
    Home Loan For Bad Cibil Score etc..

    ReplyDelete
  26. Mortgage Loan In Bangalore Apply @ 9964563600 / 9008133998 With Low Interest Rate And
    Quick Approval Visit www.bkhataloans.com We Profession All Types Of
    Khata Properties Loan For A Khata Loan, B Khata Loan, E Khata Loan,
    Panchayath Khata Loan, Gramathana Property Loan, BMRDA Site Loan, DTCP
    Approval And Home Loan, Construction Loan, Take-Over Loan, Mortgage
    Loan, Site Purchase Loan, Loan Against Property, Top-Up Loan, BDA,
    Home Loan For Bad Cibil Score etc..

    ReplyDelete

  27. Quick Approval Visit www.bkhataloans.com We Profession All Types Of
    Khata Properties Loan For A Khata Loan, B Khata Loan, E Khata Loan,
    Panchayath Khata Loan, Gramathana Property Loan, BMRDA Site Loan, DTCP
    Approval And Home Loan, Construction Loan, Take-Over Loan, Mortgage
    Loan, Site Purchase Loan, Loan Against Property, Top-Up Loan, BDA,
    Home Loan For Bad Cibil Score etc..

    ReplyDelete
  28. Get the plots near super corridor indore with a perfect location for your home and commercials.
    row house near tcs indore

    ReplyDelete
  29. Quick Approval Visit www.bkhataloans.com We Profession All Types Of
    Khata Properties Loan For A Khata Loan, B Khata Loan, E Khata Loan,
    Panchayath Khata Loan, Gramathana Property Loan, BMRDA Site Loan, DTCP
    Approval And Home Loan, Construction Loan, Take-Over Loan, Mortgage
    Loan, Site Purchase Loan, Loan Against Property, Top-Up Loan, BDA,
    Home Loan For Bad Cibil Score etc..

    ReplyDelete
  30. Do you need a quick long or short term loan with a relatively low interest rate as low as 3%? We offer Xmas loan, business loan, personal loan, home loan, auto loan,student loan, debt consolidation loan e.t.c. no matter your score, If yes contact us via Email: finance2014911@gmail.com Fill The Loan Application Form Below Name............ Amount Needed........ Duration.......... Country............ Monthly income....... Age............. Phone Number........ Sex ................. Email................Business Plan/Use Of Your Loan:....... Apply now on this email :finance2014911@gmail.com Warm Regards Dr Purva Sharegistry

    ReplyDelete
  31. Your post is just outstanding! thanks for such a post,its really going great.....Personal Loans Online | Loans

    ReplyDelete
  32. Thanks for sharing your view on this, it is really very useful.
    Here is something useful for all of you if you are searching for the best place for your home. BLfBhumi providing you the great varieties of Plots near Super Corridor Indore at very affordable rates.

    ReplyDelete
  33. Are you looking a property for investment purpose/want to buy call @8506971685. We have residential plots/flats in Noida/ghaziabad available at prime location on highway within your budget with 80% bank Loan available on each property. Contact Eight Five Zero Six Nine Seven One Six Eight Five.

    ReplyDelete
  34. Aashiyana Properties provide property in sonipat and apartment in sonipat. Also find here residential property for sale in sonipat, apartment for sale in sonipat. Purchase property in sonipat. Property in sonipat

    ReplyDelete
  35. Find upcoming new housing residential project in gurgaon and commercial project in gurgaon. View Gurgaon upcoming commercial studio new ready to move residential project and commercial project in golf course ext road, aipl joy centre, bhiwadi, neemrana, dwarka expressway and sohna. VIEW MORE:- Residential project in Gurgaon

    ReplyDelete
  36. This comment has been removed by the author.

    ReplyDelete
  37. 3 bhk flats available in greenfield colony Faridabad. VIEW MORE :- 3 bhk Flats Faridabad

    ReplyDelete
  38. Find here for sale and rent of 3 BHk/2 BHk apartments in lucknow and 3 BHk/2 flats in lucknow. VIEW MORE :- 2 flats in lucknow

    ReplyDelete

  39. Nice blog..! I really loved reading through this article. Thanks for sharing such
    a amazing post with us and keep blogging...
    residential plots sale near pharmacity
    real estate ventures near kadthal
    realestate venture near srisailamhighway

    ReplyDelete
  40. Hello Everybody,
    My name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com

    LOAN APPLICATION INFORMATION FORM
    First name......
    Middle name.....
    2) Gender:.........
    3) Loan Amount Needed:.........
    4) Loan Duration:.........
    5) Country:.........
    6) Home Address:.........
    7) Mobile Number:.........
    8) Email address..........
    9) Monthly Income:.....................
    10) Occupation:...........................
    11)Which site did you here about us.....................
    Thanks and Best Regards.
    Derek Email osmanloanserves@gmail.com

    ReplyDelete
  41. "Vehicle Loan Software Auto loan calculator is really a software you will have the ability to make use of in assessing a given vehicle loan package. Figuring out the monthly installments a loan taker should consider is among the advantages offered."!!

    ReplyDelete
  42. Hi I like Your Blog. Your blog is really informative and helpful for all. Keep updating with newer post on Home Loan Interest Rates

    ReplyDelete




  43. Nice blog..! I really loved reading through this article... Thanks for sharing such an amazing post with us and keep blogging...
    residential plots for sale near kadthal
    plots for sale near mucherla pharmacity
    residential plots sale srisailam highway

    ReplyDelete
  44. Thank you for your post. This is excellent information. It is amazing and wonderful to visit your site.
    residential plots sale near pharmacity

    ReplyDelete
  45. Thank you for your post. This is excellent information. It is amazing and wonderful to visit your site.
    residential plots for sale near kadthal

    ReplyDelete
  46. Thank you for your post. This is excellent information. It is amazing and wonderful to visit your site.
    realestate venture near srisailamhighway

    ReplyDelete
  47. Thank you for your post. This is excellent information. It is amazing and wonderful to visit your site.
    residential plots sale srisailam highway

    ReplyDelete
  48. Thank you for your post. This is excellent information. It is amazing and wonderful to visit your site.
    plots for sale near kadthal

    ReplyDelete
  49. Thank you for your post. This is excellent information. It is amazing and wonderful to visit your site.
    residential plots sale near pharmacity

    ReplyDelete
  50. Thank you for your post. This is excellent information. It is amazing and wonderful to visit your site.
    residential plots sale srisailam highway


    ReplyDelete
  51. Thank you for your post. This is excellent information. It is amazing and wonderful to visit your site.
    residential plots for sale in kadthal

    ReplyDelete
  52. Thanks for sharing this as it was very helpful.For more information interest on housing loan,i am interested and would like to know more about house finance

    ReplyDelete
  53. Really it was an awesome article… very interesting to read…
    Thanks for sharing.........
    plots for sale in kadthal
    plots for sale near kadthal
    plots for sale in srisailam highway

    ReplyDelete
  54. I have found this information to be extremely valuable which will definitely help others. Thanks for the article. Great!Home Loan in Bangalore | SBI Home Loan

    ReplyDelete
  55. Find Cheapest Commercial Property in Indore and best Residential Plots in Indore Investorsavenue is providing Indore Property Sell Purchases Rent, Contact with Investorsavenue for instant Buy sell Bungalows / Villas, Builder Floor, Flats & Apartments, Residential Land / Plot, Commercial Shops, IndividualHouse/Home.
    1 bhk flat for rent in indore

    ReplyDelete
  56. I am Juane from Texas. I was stuck in a financial situation in May 2016 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Godly woman a private loan lender who gave me a loan of 620,000 EURO and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 3% interest rate and better repayment plans and schedule, please contact jasmin noor Loan Company (jasminnoorloancompany01@gmail.com).

    ReplyDelete
  57. Find Cheapest Commercial Property in Indore and best Residential Plots in Indore Investorsavenue is providing Indore Property Sell Purchases Rent, Contact with Investorsavenue for instant Buy sell Bungalows / Villas, Builder Floor, Flats & Apartments, Residential Land / Plot, Commercial Shops, IndividualHouse/Home.
    1 bhk flat for rent in indore

    ReplyDelete
  58. Wonderful Blog!!Thanks to sharing the your home loan details and great explain ....keep update..Please Visit the Compare Home Loan Rates | SBI Max Gain Home Loan

    ReplyDelete
  59. Thank you so much for sharing. Keep updating your blog. It will very useful to the many users Compare Home Loan Rates | SBI Max Gain Home Loan

    ReplyDelete
  60. Such a great Post!! Thanks for Sharing. Are you looking to buy flats / apartments in Delhi / NCR within your budget, Low Budget Flats, 2,3,4 BHK Affordable Apartments, buy property online, buy plots, resale flats, Top builders & developers, residential property for sale, new housing projects
    all Prime location visit at
    VIEW MORE:-
    property dealer in Prem Mandir Vrindavan
    2bhk appartment in ganesh city vrindavan
    3bhk residential flat in krishna sharanam vrindavan
    2bhk flat for sale in paras pride vrindavan
    1bhk floor in koshda mandakini

    2bhk flat for sale in paras pride vrindavan
    2bhk appartment in krishna sharanam vrindavan
    Thank You..


    ReplyDelete
    Replies
    1. Do you need a quick long or short term loan with a relatively low interest rate as low as 3%? We offer New year loan, business loan, personal loan, home loan, auto loan,student loan, debt consolidation loan e.t.c. no matter your score, If yes contact us via Email:financeloan71@gmail.com

      Delete
  61. Do you Need some urgent cash at 3% interest rate? Don't stress, we`ve assisted hundreds of clients that had previously been declined for a number of reasons at different financial houses across INDIA. Help in Consolidating your debt with a loan that for up to 10Cro (T&C`s apply). Don't let bad debt keep you from living your life. Come to the clear side of these financially difficult stormy times. We anticipate your email financeloan71@gmail.com) is going to be the start of great things for you.

    ReplyDelete
  62. We are well registered Loan Lending company, will assist
    you with your financial needs. We've been helping clients
    for the past 7 years and with our knowledge and experience
    we can guarantee a positive outcome terms and conditions apply.
    We will get your loan approved without sending your documents around
    to various finance providers like other companies as this is only
    affecting your credit rating negatively. So for the most efficient
    service give us a call or email us.For more information please
    contact us today via email financeloan71@gmail.com

    ReplyDelete
  63. Do you need a quick long or short term loan with a relatively low interest rate as low as 3%? We offer New year loan, business loan, personal loan, home loan, auto loan,student loan, debt consolidation loan e.t.c. no matter your score, If yes contact us via Email:financeloan71@gmail.com Fill The Loan Application Form Below Name............ Amount Needed........ Duration.......... Country............ Monthly income....... Age............. Phone Number........ Sex ................. Email................Business Plan/Use Of Your Loan:....... Apply now on this email financeloan71@gmail.com Warm Regards Dr Purva Sharegistry

    ReplyDelete
  64. We are one of the pioneers in the market and have experienced and proficient workforce who have successfully maintained stability in quality.
    . VIEW MORE :- Potassium chloride manufacturers in gujarat

    ReplyDelete
  65. Established in the year of 1995, S.S. Papers is the leading Manufacturer of Disposable Paper Plate, Printed Paper Plate, Paper Plate Raw Material, Silver Foil Paper Plate and much more.
    . VIEW MORE :- PC plastic And paper manufacturer in delhi

    ReplyDelete
  66. Thank you for sharing such great information.
    It is informative, can you help me in finding out more detail on
    house loan interest rates.

    ReplyDelete
  67. Shri Ram Packaging Industry is one of the Leading Manufactures & suppliers of International standard pinewood pallets, Euro Pallets, ISPM-15 Heat Treated wooden Pallets, Crates, boxes since last 4 decade in Gurgaon, Bhiwadi.
    Paper Angle Board Manufacturer in Gurgaon
    Thankyou..

    ReplyDelete
  68. This comment has been removed by the author.

    ReplyDelete
  69. Thank you for sharing such great information.
    It is informative, can you help me in finding out more detail on
    house loan interest.

    ReplyDelete
  70. I am really happy to say it’s an interesting post to read . I learn new information from your article , you are doing a great job
    Shri Ram Packaging Industry is one of the Leading Manufactures & suppliers of International standard pinewood pallets, Euro Pallets, ISPM-15 Heat Treated wooden Pallets, Crates, boxes since last 4 decade in Gurgaon, Bhiwadi.VIEW MORE
    Paper Angle Board Manufacturer in Neemrana

    ReplyDelete
  71. Thank you for sharing such great information.
    It is informative, can you help me in finding out more detail on
    housing loan interest.

    ReplyDelete
  72. Thank you for your post. This is excellent information. It is amazing and wonderful to visit your site.
    plots for sale in srisailam highway
    plots for sale in srisailam highway

    ReplyDelete


  73. Nice blog..! I really loved reading through this article. Thanks for sharing such a amazing post with us and keep blogging...
    plots for sale near adibatla

    ReplyDelete
  74. Hi, Thanks for sharing such a good and knowledgeable information and i want deep knowledge on home loan tax benefit can anyone help me, please!!!

    ReplyDelete
  75. Thank you for sharing such great information. It has help me in finding out more detail about home loan process

    ReplyDelete
  76. Thank you for sharing this information. It has helped me to know more about
    commercial mortgage guide

    ReplyDelete
  77. Thank you for sharing this information. It has helped me to know more about
    nri home loan

    ReplyDelete
  78. Web Expert India is a leading Website Designing Company in Delhi,India. We offer various services like website designing, Search engine optimazation, Website development, & Website Promotion. Call Now : +91-9582557959. VIEW MORE:- Best Website Designing Company in india

    ReplyDelete
  79. Shreyas Enterprises home loans in Vizag

    Shreyas Enterprises Vizag is engaged in offering Home Loans to the clients In Visakhapatnam. A crew of experienced personnels
    works with enthusiasm for rendering best services

    ReplyDelete
  80. If you are seeking for Apply for by pledging your commercial oresidential property as collateral. Then you Get up to 60% of your property's value with loan against property.

    ReplyDelete
  81. IF you do search for the best loan Against Property then you should visit at www.antworksmoney.com Great Deal - Big Saving. Apply for Mortgage Loan Today. Secure Loan. Loan against Home.

    ReplyDelete

Post a Comment

Popular posts from this blog

“LIC COMMISSION INCOME: WHETHER BUSINESS OR PROFESSION”